A vibrant cartoon with colours and smooth animation. How to Make a Budget - the 60-second version: step one, write down your monthly income - that is your ceiling. Step two, write down everything you spend - rent, food, gas, the subscriptions you forgot about. Step three, subtract: income minus spending. Positive? Put the leftover into savings first. Negative? Cut the wants, protect the needs. The rule that makes it stick: give every dollar a job before the month begins. A budget isn't restriction - it's direction. Clean, friendly educational cartoon style for a finance education channel.